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Planning

Rule of 72 Money Doubling Calculator

Verified Indian financial mathematics, statutory regulations, and step-by-step actionable breakdowns.

Tags:#Rule of 72#Money Doubling#Compounding Math

SIP (Systematic Investment Plan)

Monthly compounding in Equity & Hybrid Mutual Funds

Monthly Investment Amount₹10,000
Expected Annual Returns (CAGR)12.0%
Time Horizon15 Years

Invested Amount

₹18,00,000

Wealth Gained

₹32,45,760

Total Corpus

₹50,45,760

Mathematical Formula & Calculation Engine

The Rule of 72 is an accurate mathematical shortcut: Years to double ≈ 72 / Annual Interest Rate.

Years = 72 / Rate (%)

Why Use the Rule of 72?

Instant mental math for comparing investment options
Highlights the vast difference between 7% debt vs 12% equity compounding

Rule of 72 FAQs

At 7% in an FD, money doubles in 10.3 years. At 12% in an equity fund, money doubles in just 6.0 years. Over 30 years, 12% turns ₹10 Lakhs into ₹3.2 Crores vs ₹76 Lakhs at 7%!

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