Growth Equity
Mid Cap Mutual Funds
Verified Indian financial mathematics, statutory regulations, and step-by-step actionable breakdowns.
Expected Yield13% - 16% CAGR (long-term)
Lock-In TenureNone
Risk LevelHigh Risk
Tax StatusLTCG 12.5%
Overview & Statutory Background
Mid-cap funds invest at least 65% in companies ranked 101-250 by market cap. They historically deliver higher returns than large caps but with greater drawdowns.
Key Features & Operational Guidelines
Minimum 65% in mid-cap stocks
Higher growth potential
SIP and lump-sum options
Best held for 7+ years
Who is Eligible to Invest?
- •Any KYC-compliant investor
Indian Taxation Breakdown
| Stage | Tax Treatment |
|---|---|
| Initial Investment | No deduction. |
| Interest & Returns | Dividends taxed at slab. |
| Maturity / Withdrawal | LTCG above ₹1.25 Lakh taxed at 12.5% after 1 year; STCG 20%. |
Advantages & Limitations
Key Advantages (Pros)
- ✓Strong long-term wealth creation
- ✓Early access to future large caps
- ✓Diversified across sectors
Important Limitations (Cons)
- ✕Can fall 30-40% in bear phases
- ✕Needs patience
- ✕Valuation risk
Mid Cap Mutual Funds FAQs
Typically 15-25% of the equity portion, balanced with large-cap or index funds.
Calculate Compound Returns
Use our interactive calculators to simulate exact growth schedules for this asset.